Tax-Smart Options for Your Old Retirement Plan When You Change Jobs
There’s a lot to think about when you change jobs, and it’s easy for a 401(k) or other employer-sponsored retirement plan to get lost in the shuffle. But to keep […]
3 Mutual Fund Tax Hazards to Watch Out For
Investing in mutual funds is an easy way to diversify a portfolio, which is one reason why they’re commonly found in retirement plans such as IRAs and 401(k)s. But if […]
Teens in Your Family with Summer Jobs? Set Up IRAs for Them.
Teenagers’ retirement may seem too far off to warrant saving now, but IRAs can be perfect for teens precisely because they’ll likely have many years to let their accounts grow […]
Exploring IRA Investments in Commercial Real Estate
Investors have used self-directed IRAs to invest in residential real estate for some time now. But savvy investors can also direct those funds toward commercial real estate, which typically provides […]
Plan for Your Required Minimum Distributions
Are you ready to begin taking required minimum distributions from your traditional IRA this year? Here are three facts to plan for. Required withdrawals. The rule is this: To avoid a […]
Plan for Your Required Minimum Distributions
Are you ready to begin taking required minimum distributions from your traditional IRA this year? Here are three facts to plan for. Required withdrawals. The rule is this: To avoid a […]
What to do With Your Required Minimum Distribution
Have you already withdrawn the annual “like-it-or-not, need-it-or-not” distribution from your traditional IRA? If you haven’t, keep in mind you’re required to take minimum withdrawals annually once you reach age […]
Is A Roth IRA Conversion Right For You This Year?
If you have a traditional IRA, you might benefit from converting some or all of it to a Roth IRA. A conversion can allow you to turn tax-deferred future growth […]
What To Do With Your Old Retirement Plan When You Change Jobs
First and foremost, don’t take a lump-sum distribution from your old employer’s retirement plan. It generally will be taxable and, if you’re under age 59½, subject to a 10% early-withdrawal […]
Recent Court Ruling Affects IRA Rollovers
Sometimes the things you think you know can lead to trouble. That’s especially true when what you think you know turns out to be wrong. For example, when taking distributions […]